Pet insurance is readily available for cats and dogs. Some companies will offer coverage for other animals. Before you buy, here are some things you need to know to get the coverage you need.
Types of Pet Insurance Coverage
Pet insurance is available in three types. You can buy an accident-only plan or a comprehensive plan. A wellness plan may be separate or added to the other policies.Accident plans only cover your pet if they are injured or involved in an accident, bitten by another animal, or has broken bones. A comprehensive plan covers accidents, illnesses, hospitalizations, conditions typical of specific breeds, diagnostic testing, prescriptions, accidents, dental care, and behavioral problems. They may also cover allergies, arthritis, and cancer. Wellness plans provide coverage for exams, shots, and other routine care.
