What Types of Health Insurance Are Available?

To choose an insurance plan, evaluate what your medical needs are. REDPIXEL.PL/Shutterstock

You have choices when it comes to health insurance. But these choices are contingent on coverage, any preexisting conditions, and what you can afford to pay. There are different types of plans available.

But what are the different various insurance plans? Insurance plans pay for various coverages in different amounts. Some also have specific requirements that must be met. It can sometimes be challenging to find the right type of plan.

In-Network Versus Out-of-Network Providers

Many insurance plans require consumers to see a specific set of doctors, hospitals, pharmacies, or medical service providers. Providers in this designated group or network are called in-network providers.