What Health Insurance Covers and Doesn’t Cover

What Health Insurance Covers and Doesn’t Cover
Along with basic coverage, major medical coverage is necessary in case of a catastrophic accident, or illness. Pixelbliss/Shutterstock
Anne Johnson
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Most people don’t like to discuss health insurance. It’s needed, but often not closely looked at. Comparing coverages when the enrollment window is open is important, but too often comparisons are vague.

Even when the window is closed, you should dig deep to find out everything your insurance offers and doesn’t offer you. Although individual policies and companies are different coverages, here are some basic coverages that will guide you when planning your health care needs.

Standard Health Insurance Plans Have 2 Types of Coverage

Basic coverage is one of the two coverages offered. It includes hospital, surgical, and physician expense coverage.
Anne Johnson
Anne Johnson
Author
Anne Johnson was a commercial property & casualty insurance agent for nine years. She was also licensed in health and life insurance. Anne went on to own an advertising agency where she worked with businesses. She has been writing about personal finance for ten years.