It happened again. The night before a long-planned family trip for 10 people to Turks and Caicos to celebrate my milestone birthday, we had to cancel the vacation. My 11-month-old granddaughter came down with a virus and a 103 degree F fever. Months earlier we had evacuated Duck, North Carolina, four days into a weeklong holiday as Hurricane Erin barreled toward the coast. After I spent 11 days in an Amsterdam hospital one spring, my policy helped reimburse me for the $28,000 I owed the facility, and the insurance covered a medical evacuation cost of nearly $50,000.
Travel insurance can seem like an unwanted extra, but trust me, life happens. Protection can save aggravation, money, and even your life. Coverage did that for me, and I am truly thankful. What follows is not an advertisement for insurance but instead a heartfelt reminder.




