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Before purchasing a house, get a home inspection done to check the construction, electrical, heating and cooling systems, plumbing, and sewage. RetroClipArt/Shutterstock
I’m 20 years old, and I’m planning to buy a home in the next year. Besides having a 20 percent down payment, what other tips do you have for a first-time home buyer? Also, is there anything I need to guard against when it comes to buying a house?
Dave Ramsey is CEO of Ramsey Solutions, host of "The Dave Ramsey Show," and author of best-sellers including “The Total Money Makeover.” Follow Dave at DaveRamsey.com and on Twitter @DaveRamsey.