The Secret for a Debt-Free Holiday Season in a Single Word

The Secret for a Debt-Free Holiday Season in a Single Word
Predetermination can help you narrow down gift ideas and keep your holiday gift giving within budget. ESB Professional/Shutterstock
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It’s not exactly a new word to me. But I’m pretty sure I'd never actually used the word “pre-determine” in a sentence until my pastor referred to it recently -- and in a way that turned on a bright light in my noggin.

To pre-determine is to make a decision in advance. That describes perfectly what it means to budget. You get your paycheck, and before you do anything with it, you pre-determine where every dollar will go. You give each dollar a job to do -- in advance. You pre-determine!

Mary Hunt
Mary Hunt
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