The Impact of Remote Work Versus RTO on Retirement Planning

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Juggling successful retirement planning and remote, return to office (RTO), or hybrid options requires a bit of research and fancy footwork. How people do their jobs has changed since the pandemic. More are working from home (WFH). However, some employers are requiring RTO at least some of the time.

How you plan for retirement depends on factors such as whether you are an employee or contractor, and how aware you are of your company policies on 401(k) matching and your own savings.

Is Remote or In-Office Work Better for Retirement Planning?

USA Today surveyed 1,000 white-collar workers in the United States. The results showed that 33 percent of respondents work from home and another 33 percent in a hybrid role. About 36 percent said they preferred full-time WFH to some days at home and others in the office.