Tax Deductions You Can Take Without Itemizing

Even if you don’t have enough deductions to itemize, you can still take some deductions.

RomanR/Shutterstock

It’s not always beneficial to itemize. In fact, with the Internal Revenue Service’s current standard deduction for 2025 at $15,000 for a single filer and $30,000 for married filing jointly, most Americans who can’t itemize go with the standard deduction.

But that doesn’t mean you have to give up all deductions. There are still some ways to subtract deductions from your gross income. These are called above- and below-the-line deductions. And if you’re not using them, you may be leaving money on the table.

2 Types of Deductions to Reduce Tax Liability

A tax deduction reduces the amount of taxable income, which ultimately reduces your liability. There are two types of deductions. They are above-the-line deductions and below-the-line deductions.