Summer Prep to Avoid Home Insurance Claims

Summer fun comes with hidden risks—simple home prep can help you avoid costly insurance claims.
Summer Prep to Avoid Home Insurance Claims
From fireworks to storms, a few smart precautions can protect your home this summer. Yuganov Konstantin/Shutterstock
|Updated:
0:00

With school out for children and vacations for hardworking adults, summer can be fun and exciting. Bu, unfortunately, danger lurks beneath those sunny skies. And some of these dangers can cause problems that result in insurance claims.

With insurance premiums rising, it’s important to avoid losses. That’s where preparing your home ahead of summer helps. There are actually tasks you can complete that will help minimize damage and claims when disaster strikes.

Be Cautious When Using Fireworks

According to the National Fire Protection Association, in 2023, fireworks caused an estimated 32,302 fires. These included structures, vehicles and outside fires. All of these could trigger an insurance claim.
Anne Johnson
Anne Johnson
Author
Anne Johnson was a commercial property and casualty insurance agent for nine years. She was also licensed in health and life insurance. She went on to own an advertising agency, where she worked with businesses. She has been writing about personal finance for 10 years.