Social Security Rules: Same Ol‘, Same Ol’

The rules of social security may seem daunting, but it’s really quite simple once you understand the facts.
Social Security Rules: Same Ol‘, Same Ol’
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Several times every week, someone makes a comment similar to this one that I found in my inbox today: “It’s so hard to stay current with Social Security because the rules are changing constantly!”

I guess I can understand why someone who is not familiar with Social Security (but suddenly takes an interest because he or she is approaching retirement age) might think that. But in fact, with one exception, there have not been any major changes to Social Security since 1983. In other words, for about 40 years now, we’ve been operating with essentially the same Social Security rules.

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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