I feel guilty when I repeat information in a column. But sometimes, a message I delivered in an old column just demands to be repeated. And I was reminded of that this week when I got more than a few emails from readers who all said basically the same thing. It usually goes like this: “It’s so hard to stay current with Social Security because the rules are changing constantly!”
I guess I can understand why someone who is not familiar with Social Security, but suddenly takes an interest because he or she is approaching retirement age, might think that. But in fact, with one exception, there have not been any major changes to Social Security since 1983. In other words, for about 40 years now, we’ve been operating with essentially the same Social Security rules.