There are so many misconceptions about the Social Security disability program. I’ve written a book called “Social Security: 100 Myths and 100 Facts.” It puts to rest all the crazy rumors that are out there about the entire Social Security program. But I could probably write another book just setting the record straight about Social Security disability benefits.
For example, lots of people think it’s not really Social Security—even people getting disability benefits. They will write to me and say something like, “I’m getting disability benefits and will soon reach age 65. When will I get real Social Security?” I answer that question by telling them they are already getting “real” Social Security. It just happens to be a disability benefit instead of a retirement benefit.