Retirement AccountsShould You Take a Loan From Your 401(k) Before Retiring?SaveMark Us Preferred on GooglePrintA 401(k) loan might sound like a good idea, but don’t forget to consider your future financial situation. Dreamstime/TCATribune News Service2/25/2025|Updated: 2/25/20250:00X 1By Kathryn Pomroy From Kiplinger’s Personal FinanceQuestion: I need to replace my roof and I don’t have the cash to pay for it. Should I take a loan from my 401(k)?We had a problem loading this article. Please enable javascript or use a different browser. If the issue persists, please visit our help center.