Save Money and Time with These Nine Holiday Tips

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Holidays mean gift-giving for many Americans. But some people fear they will strain an already tight budget. Inflation has changed purchase decisions for 33 percent of holiday shoppers. And because of inflation, 27 percent of consumers didn’t have extra funds to sock away this year.

Saving money over the holiday season is crucial. There are ways to take pressure off your wallet and enjoy gift-giving. Here are nine tips for shopping this holiday season.

1) Plan and Don’t Panic Buy

To avoid going overboard on spending, start with a list. Write down everyone you want to purchase a gift for and do the research. That means going online and looking at potential gifts and pricing. You may not want to buy online, but it gives you a lay of the land as to what’s available for what price.