By Coryanne Hicks
From Kiplinger’s Personal Finance
Retirement—and the shift to relying on retirement income—marks a crucial change in your financial life. Sure, you can now stop spending so much on new suits and long commutes. However, retirement is when you transition from having a regular paycheck to relying on your investments for income. While this shift may be easy to grasp conceptually, it can be far more challenging to implement as you develop a retirement plan.





