Every year around this time, just as summer is getting into full swing, I experience the same shock. You'd think that by now I would see it coming. I’m still rolling my eyes at the Halloween, Thanksgiving and even Christmas sections developing at my local Costco! And that rack of really nice winter down-filled jackets—in August!
I'll admit that my reaction, once I calm down, is one of joy because it’s never too early to start planning! And just like clockwork, I reach into my virtual mailbag, and here come tips and great ideas with some for the coming holidays. I hope you enjoy this random collection of money- and time-saving tips from your fellow readers as much as I have.
