The secret to starting a serious savings program is to look for small, painless ways to save, and then repeat them consistently over and over again. Look for hidden savings every place that you spend. It all adds up quickly when you are consistent—even the nickels and dimes.
Save the Change
Here’s a challenge: Get a big jar and set it somewhere in the house where everyone can see it every day.Now as you save a bit here and a little more there, put that money into the change jar. When you save 15 cents for each gallon of gas you pumped into the car this morning, take the time and effort to really pub those coins or bills into the jar. You “saved” it, so now it’s time to really save it.