Rebuilding after a natural disaster is never easy. The better prepared you are in advance, the smoother the process will be in the aftermath.
Hurricanes, tornadoes, floods, and earthquakes all have one thing in common: They leave a trail of devastation in their wake. In some cases, rebuilding may not be an option, but if it is, there are many important steps to take. Some are critical well before the ground trembles or the winds howl.
Rebuilding is never easy, but these suggestions can make it easier.
Read Your Insurance Policy Carefully
Insurance policies are a good start, but it’s important to know what they cover—and what they don’t—long before it’s time to file a claim. In areas prone to flooding, flood insurance may be mandated by lenders or simply by common sense. But areas that historically are not prone to rising water can be devastated by flash floods caused by dam breaks or torrential rainfall.
