How to Navigate Your Medicare Advantage Plan in a Disaster

Disaster rules let plans cover care and prescriptions away from home.

If you’re a Medicare Advantage member in an area that has been impacted by a disaster, you might be worried about access to care and medicine. Here’s what you need to know. Dreamstime/TCA

By Donna LeValley From Kiplinger’s Personal Finance

In the event of a disaster or emergency, Medicare Advantage plans (MA plans) must ensure that members in affected areas can continue to access care and prescription drugs. These special rules are triggered by a formal declaration of emergency or disaster by a federal or state government. The Centers for Medicare & Medicaid Services (CMS) created a current emergencies page to assist beneficiaries.