I know people who try to convince themselves they can buy lunch every day for less than they'd spend if they brought a bagged lunch to work. That kind of flawed thinking could well be the reason those same people complain that they do not make enough money to save any of it. Eating lunch out day after day is expensive. Here, let me do the math: $15 x 5 Days = $75 x 50 weeks = $3,750 per year. And that’s just a quick estimate.
If you could cut that number in half by bringing your lunch to work, you'd still have $1,875 for your savings account. However, I’m certain that with the right incentive (money in the bank is a great one), you could do even better than that.