By Adam Shell
From Kiplinger’s Personal Finance
Acing all the key components of retirement planning is akin to getting a perfect score on the SAT college entrance exam. It’s not impossible. But for most people, it’s a long shot. And just as a prospective college student may seek help preparing for the SAT, it often makes financial sense for everyday Joe and Jane, 401(k) plan savers to seek a financial adviser to help them map out a retirement strategy.
