Credit card debt has bloated, and people are struggling to pay bills. The economy is the biggest culprit, but there also could be some issues with people’s financial behavior. In other words, their monthly spending is out of control.
If you’re one of those people who runs out of money by the end of the month, you need to reign in your spending. Doing a no-spend month challenge could help. But what is a no-spend month challenge, and how do you do it?