If you’re preparing to buy a home, you’ve probably been saving up for the down payment and other closing costs. But if that nest egg can only get you through the front door, it may not be enough.
Once you own the home, you also own its peeling wallpaper, aging water, heater, and the carpet on which past owners’ pets have traipsed. A home improvement fund can help ensure your newly purchased house is a well-functioning, comfortable home.