How Does a CLUE Report Affect Insurance?

How Does a CLUE Report Affect Insurance?
If you plan on shopping for new insurance, knowing what's in your CLUE report is important. sabthai/Shutterstock
Anne Johnson
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Insurance companies rely on Comprehensive Loss Underwriting Exchange (CLUE) reports when determining pricing. A CLUE report, which provides information about insurance history, is available to all insurance companies.

But what’s in a CLUE report? Can a consumer request the report? CLUE reports can be a significant factor in establishing your home or auto insurance premium. It can also be used when evaluating whether to purchase a home or auto. Here’s all you need to know about CLUE reports.

What Is a CLUE Report?

A CLUE report contains the history of all insurance claims on a vehicle or specific property.
Anne Johnson
Anne Johnson
Author
Anne Johnson was a commercial property & casualty insurance agent for nine years. She was also licensed in health and life insurance. Anne went on to own an advertising agency where she worked with businesses. She has been writing about personal finance for ten years.