Had Flood Damage? How to File a Flood Insurance Claim

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Most everyone has heard of the flooding that recently took place in Kentucky. It occurred suddenly, offering no time to pack and move out in advance. Many people lost everything. If those floods happened in your area, would flood insurance cover your losses?

Floods are the costliest natural disasters in America, states FEMA (Federal Emergency Management Agency). They also are the most common natural disaster. When a flood occurs in your area, here is how to file a flood insurance claim.

Start Your Filing Procedure

As soon after the flood as possible, you want to start the filing process. You start by contacting your insurance company where you have the flood policy. You will be assigned an agent who will call later to select a date to view your property—in person or remotely. Ask your agent if getting advance money is possible, which will be subtracted from the total amount given.