By Emma Patch
From Kiplinger’s Personal Finance
Medical debt may seem as though it’s a problem limited largely to people who lack adequate health insurance coverage. But even those who have a health plan may find themselves struggling to pay bills. According to a 2023 study from health care advocacy organization The Commonwealth Fund, 30 percent of adults with employer coverage were paying off debt from medical or dental care, as were 33 percent of those with Medicare, 33 percent of those with an individual or Affordable Care Act marketplace plan, and 21 percent with Medicaid. Cutbacks to Medicaid funding in the One Big Beautiful Bill Act, which became law over the summer, have raised concerns that more people will find themselves mired in medical debt.
