My life radically changed years ago when I came out of the closet, so to speak. I broke my self-imposed gag order and told the whole world about my struggle with a debilitating spending problem. I had no idea at the time that this would be one of the smartest things I could ever do. By telling my story and owning up to my problem, I became accountable.
Since then, I’ve read and written hundreds of thousands of words on the subject of money management. I’ve experimented with various methods. I’ve addressed audiences large and small. I’ve listened, pondered, and asked questions. I’ve collected enough data to choke even a well-adjusted accountant.
