Bypass Fees at the Bank

Checking account fees are rising fast, but smart banking moves can help you dodge ATM surcharges, monthly charges, and overdraft costs.

You can steer clear of all these fees, especially if you choose your account wisely. Dreamstime/TCA

By Lisa Gerstner From Kiplinger’s Personal Finance

If you’re not careful, the fees that come with using a checking account can add up quickly. Getting cash from an out-of-network ATM costs more than ever. Average total ATM fees, including both the charge from your own bank as well as from the ATM’s operator, are at a record high of $4.86, according to a recent Bankrate survey.