I’m not going to mince words about this. When it comes to finances, a lot of people are struggling. According to a survey by NPR, the Robert Wood Johnson Foundation and the Harvard T.H. Chan School of Public Health, nearly 40 percent of U.S. households experienced serious financial difficulties in 2021, including the inability to afford medical care and food.
Obviously, COVID-19 played a role in this. However, prior to the pandemic in 2019, a whopping 70 percent of Americans reported that they were struggling financially. While numerous external factors have contributed to our financial troubles, one component is not having a strong financial foundation.
