Dear Cheapskate: After 10 years at the same job, my husband was recently laid off. I’m a freelance writer. I work mainly from home so I can be with our 3-year-old son. We’ve always relied on my husband’s company for health insurance. Now we’re faced with paying for COBRA, and the cost for a family of three is outrageous. We have no choice but to keep our coverage, but we also need to pay for other necessities like a roof over our heads and food. Are there any cheaper health insurance alternatives out there?
Dear Madeline: I totally understand how overwhelming it must feel to suddenly be faced with the cost of COBRA after your husband’s job loss. It’s enough to make you want to pull your hair out! But don’t worry, there are definitely other options that could give you some breathing room. Here are a few to look into:
