8 Tactics to Break Credit Card Debt Cycles

Credit cards as seen in Orlando, Fla. on July 1, 2021. John Raoux/AP Photo

Upon paying off between $12,000 and $15,000 in credit card debt in 2019, Yamiesha Bell, a special education teacher in New York, didn’t break up with her credit cards.

With goals to buy a car and a house, Bell hoped to preserve her credit history by keeping her cards open and active.