Readers know that we pull out all the stops around here to celebrate Christmas early. Or at least start thinking about the holidays, which are just a couple months down the road. If you are or have ever been plagued by credit card debt, I can nearly guarantee that revolving expenses related to Christmas have contributed greatly to that miserable situation.
Face it: When it comes to Christmas preparations, the longer you wait, the more you‘ll spend. The opposite is also true: The sooner you get started, the less you’ll spend.
Don’t wait. Do something now.
Start Saving
I get that not all of us are into Christmas shopping any other time than December. It just doesn’t feel right. What you can do now is get diligent with creating a healthy cash stash so that you have the money to do that come December.
Stash $50 a week starting now. Once you are in motion, it will be easier to keep going. Even if that’s all you do, you'll be way ahead.
