6 Questions and 6 Answers

People of all ages are affected by Social Security, so it’s natural to have questions.
6 Questions and 6 Answers
Social Security benefits can be taken at about retirement age. Some prefer earlier, others prefer later. Steve Heap/Shutterstock
Tom Margenau
Updated:
0:00

My columns are usually focused on one theme or topic. But every once in a while, I like to just dig into my email inbox and pull out random questions. Here are six for today.

Q: I was married to my ex for 23 years. Of course, I worked all of those years. But I also worked and paid into Social Security for about 10 years before we were married. Since we divorced five years ago, I have continued to work and pay Social Security taxes. I expect my ex-wife to claim benefits on my record. Will that benefit be based on just the 23 years we were married? Or will it be based on my entire earnings history?
Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
Related Topics