5 Rules to Build Wealth

Look at what you have already and say with confidence, “I have enough.”

The truth is there's no secret formula. It just takes time. You already know that the key is to spend less than you earn and invest those savings wisely. You'll sleep well knowing that you have the cushion to meet any financial problems that arise. Khomulo Anna/Shutterstock

At the tender age of 11, I made a solemn vow that when I grew up I was going to be rich. My plan was simple: Marry well.

I bless the day I married my husband, a man who is rich in character and unfailing love. I assumed his money would follow. While waiting for wealth to descend upon me, I made the near-tragic error of spending as though I were already rich. That landed us in so much financial trouble that it took 13 years to repair.