12 Realistic Ways to Make Your First $1 Million

With shrewd moves and self-discipline, you can make $1 million. Shutterstock

By Barbara Friedberg

At first glance, building a net worth of $1 million might seem unattainable, but it’s more realistic than you think. In fact, you don’t even need a winning lottery ticket or a trust fund to join this exclusive club.

Your annual income certainly plays a role, but the way you allocate your funds actually matters more than your salary. When properly planned, a solid work ethic, responsible spending habits, and savvy investing can grow your fortune to $1 million—and far beyond.