Every day, it seems, my virtual mailbag fills up with mail from my dear readers. Many messages include questions about everything you can imagine and some that are beyond imagination! Today, I’ve chosen to answer a small sampling of them.
Dear Mary: I ruined my credit, starting about 10 years ago, in the usual foolish way people do with nonpayment and slow payment. Even though I am much more careful and responsible now, I cannot shake the bad credit history. Do you have any suggestions to help me get a credit card? As you know, some transactions, such as car rentals, are impossible without a credit card or debit card. My bank told me they no longer offer secured cards.—Patricia D.
