Everyone wants to retire and spend the rest of their lives in comfort and happiness. However, the harsh reality is that a comfortable retirement might take a lot of time to reach for many people unless they properly and intentionally prepare for it.
More often than not, the financial decisions you make today can have a long-term effect, especially on your retirement budget. In fact, the seemingly harmless act of taking out a high-interest loan can significantly contribute to keeping you away from the comfortable retirement life you dream of.