This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact The Epoch Times Reprints.
World famous entrepreneur Arkadi Kuhlmann, known as the Steve Jobs of banking and founder of ING Direct Canada and ING Direct USA, is spinning his special brand of magic once again, this time in the form of red envelopes.