Maryland Bill Would Require Gun Owners to Have $300K Liability Insurance to Carry in Public

Democrat says the bill is ‘another effort at common sense gun legislation.’
Maryland Bill Would Require Gun Owners to Have $300K Liability Insurance to Carry in Public
Jordan Landis, a gun collector, looks at guns in EJB's Gun Shop in Capitol Heights, Md., on March 14, 2023. Andrew Caballlero-Reynolds/AFP via Getty Images
Ryan Morgan
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Democrats in the Maryland state legislature have proposed new legislation that would bar gun owners from carrying their firearms in public without also having at least $300,000 in liability coverage for property damage, injury, or death claims arising from their firearm.

The bill, introduced by Maryland state Del. Terri Hill, states: “A person may not wear or carry a firearm unless the person has obtained and is covered by liability insurance issued by an insurer authorized to do business in the state under the Insurance Article. This insurance is designed to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm. The coverage limit for damages arising from the same incident is up to $300,000, in addition to interest and costs.”