Democrats in the Maryland state legislature have proposed new legislation that would bar gun owners from carrying their firearms in public without also having at least $300,000 in liability coverage for property damage, injury, or death claims arising from their firearm.
The bill, introduced by Maryland state Del. Terri Hill, states: “A person may not wear or carry a firearm unless the person has obtained and is covered by liability insurance issued by an insurer authorized to do business in the state under the Insurance Article. This insurance is designed to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm. The coverage limit for damages arising from the same incident is up to $300,000, in addition to interest and costs.”