Don’t Most People Already Know?

Don’t Most People Already Know?
To make your cash flow plan work, you have to do it consistently. That means sitting down every month, and making a budget for the upcoming month. Anatoliy Karlyuk/Shutterstock
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Dear Dave,

You talk a lot about budgeting, and how important it is in getting control of your money. But don’t most people already have a good idea of what they’re spending, and how much they have in the bank, without going through all the time and trouble of developing an actual budget?

Dave Ramsey
Dave Ramsey
Author
Dave Ramsey is CEO of Ramsey Solutions, host of "The Dave Ramsey Show," and author of best-sellers including “The Total Money Makeover.” Follow Dave at DaveRamsey.com and on Twitter @DaveRamsey.
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