Clarifying Benefits for Wives

Clarifying Benefits for Wives
The topic of Social Security spousal benefits can be confusing. wavebreakmedia/Shutterstock
Tom Margenau
Updated:

Several weeks ago, I wrote a column explaining benefits that are payable to spouses. And by spouses, I almost always am referring to a wife and the benefits she might be due on her husband’s Social Security record.

And whenever I write such a column, my inbox is immediately flooded with emails from women who think they are being cheated out of spousal benefits. Somehow, they always misread what I have written. They think I am saying that every woman should be getting her own Social Security benefits and something extra off her husband’s record.

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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