Several weeks ago, I wrote a column explaining benefits that are payable to spouses. And by spouses, I almost always am referring to a wife and the benefits she might be due on her husband’s Social Security record.
And whenever I write such a column, my inbox is immediately flooded with emails from women who think they are being cheated out of spousal benefits. Somehow, they always misread what I have written. They think I am saying that every woman should be getting her own Social Security benefits and something extra off her husband’s record.