US Mortgage Applications Surge Nearly 11 Percent

Refinancing and ARM applications grew by 23 percent last week, according to the Mortgage Bankers Association’s weekly survey.
US Mortgage Applications Surge Nearly 11 Percent
Homes under construction at a new housing development in Richmond, Calif., on July 1, 2025. Justin Sullivan/Getty Images
Mary Prenon
Mary Prenon
Freelance Reporter
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In what could be early signs of a real estate market resurgence, the Mortgage Bankers Association (MBA) reported an increase of 10.9 percent in all applications in its weekly survey ended Aug. 8.

The survey covers U.S. closed-end residential mortgage applications originated through retail and consumer direct channels and includes mortgage bankers, commercial banks, thrifts, and credit unions.

Mary Prenon
Mary Prenon
Freelance Reporter
Mary T. Prenon covers real estate and business. She has been a writer and reporter for over 25 years with various print and broadcast media in New York.