Social Security Makes Changes for 2025—What You Need to Know

From inflation-adjusted benefits to a higher earning threshold, what seniors should expect in 2025.

A Social Security card atop checks from the U.S. Treasury in Washington on Oct. 14, 2021. Kevin Dietsch/Getty Images

The Social Security Administration (SSA) recently announced that millions of Americans’ Social Security benefits and supplemental security income payments will increase by 2.5 percent in 2025.

Beginning in January, the cost-of-living adjustment (COLA) will boost monthly benefits by about $50 on average. The federal government estimates that the average monthly Social Security benefit for retired workers will be $1,976 next year.