Labor Department Clarifies Trump Account Link to Employee Pension Plan

The employer contribution of up to $2,500 per year to Trump accounts will be counted toward the $5,000 annual contribution limit.

President Donald Trump speaks during the Trump Accounts summit at the Andrew W. Mellon Auditorium in Washington on Jan. 28, 2026. Madalina Kilroy/The Epoch Times

Contributions made to an employee’s Trump Account will generally not be subject to federal pension plan regulations, the Department of Labor (DOL) said in a June 18 statement.

The DOL’s recent clarification concerns whether an employer’s contributions to an employee’s Trump Account are subject to Title I of the Employee Retirement Income Security Act (ERISA).