Retirement Benefit Calculation—the Advanced Course

Retirement Benefit Calculation—the Advanced Course
A Social Security Administration in Flushing, New York, on Feb. 10, 2021. Chung I Ho/The Epoch Times
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There are two kinds of people in the world. Those who just want to know the time and those who want to take the clock apart to see how it works. I’m sure most of us fall into the first category. I sure do. But of course, there are always those who need to disassemble that clock, examine it, and then try to put it back together.

And when it comes to Social Security retirement benefits, there also are two kinds of people: those who just want to know what their benefit is going to be and those who want to know exactly how the government comes up with their retirement benefit calculation.

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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