More than 43.5 million properties across the United States are at risk for hail damage, which could result in an estimated $17.8 trillion in reconstruction cost value, according to a new report.
In its 2026 Severe Convective Storm Risk Report, released on March 24, Cotality, an Irvine, California-based global property data company, noted that hail is one of the country’s most prominent drivers of property insurance claims today. Icy rain can damage roofs, resulting in leaks, cave-ins, mold, and in some cases, destruction of homes. The report notes that aged roofs are more susceptible to hail damage because they are usually more brittle.
