Bless Them, Don’t Enable Them

Let them know they’ll always have your love, just not your money, unless they begin behaving more intelligently and maturely with their finances. pixelheadphoto digitalskillet/Shutterstock

Dear Dave,

My husband and I are both teachers, and we’re on Baby Step 7. We’re struggling with things where our wills are concerned. Three of our four adult children aren’t being wise with their money, and my husband and I disagree on how to talk to them about it and how it may affect us re-structuring our wills. We don’t want to be judgmental, but at the same time we agree something needs to be said or done.