Federal Dental Insurance Program to Be Phased in Over 2024, Benefits to Start in May

Federal Dental Insurance Program to Be Phased in Over 2024, Benefits to Start in May
Prime Minister Justin Trudeau, centre, and ministers Dominic LeBlanc and Ginette Petitpas Taylor speak with dental hygienist students and patients at Oulton College in Moncton, N.B., on Mar. 31, 2023. The Canadian Press/Ron Ward
The Canadian Press
Updated:
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The new federal dental insurance plan will be phased in gradually over 2024, with the first claims likely to be processed in May, government officials said ahead of a formal announcement scheduled for Monday morning.

Applications are expected to open as early as next week, starting with qualifying seniors over the age of 87, but it will take months before they can start to claim the benefits, the officials said in a briefing provided to The Canadian Press on the condition they not be named.

The insurance plan is a condition of the Liberals’ supply-and-confidence deal with the New Democrats to secure the opposition party’s support on key votes.

The deal calls for a plan that would offer dental benefits directly to low- and middle-income Canadians without private insurance.

Eligibility will gradually expand over the course of the year to include all qualifying seniors over the age of 65 by May 2024, then children under the age of 18 and people with disabilities by June.

The first people to enrol in the program are expected to be able to start claiming dental services in May.

The government aims to make the program available to all qualifying Canadians in 2025.

Once the program is fully expanded, it will be available to roughly nine million people, making it the government’s largest social program. It is budgeted to cost $13 billion over the first five years.

To qualify, applicants must be Canadian residents with a household income under $90,000 and no private insurance. Those with an annual family income under $70,000 will have no co-pays.

Eligibility for people with disabilities will be based on whether they have an active disability tax credit, at least until the program is expanded to all people who fall under the income threshold.