US Car Insurance Premiums Could Rise 4 Percent or More by 2025-End

U.S. tariffs on auto parts could impact insurance rates as companies are unwilling to bear the cost increases.

Cars on a highway in the Queens borough of New York City on March 23, 2025. Samira Bouaou/The Epoch Times

Car insurance rates in the United States could rise by 4 to 7 percent this year, with tariffs potentially playing a role, online platform Insurify said in an Aug. 5 report.

Although rates were steady nationally and decreased in 27 states during the first half of 2025, tariffs and inflation could derail that trend, the company said.