Student Loan Delinquencies Soar as Pandemic-Era Protections Expire

New York Fed data show a large spike in serious student loan delinquencies as collections resume and credit scores tumble.
Student Loan Delinquencies Soar as Pandemic-Era Protections Expire
A student studies in a library at Rice University in Houston, Texas, on Aug. 29, 2022. Brandon Bell/Getty Images
Tom Ozimek
Tom Ozimek
Reporter
|Updated:
0:00

Student loan delinquencies spiked in the first quarter of 2025 as the federal government resumed reporting overdue payments to credit bureaus for the first time in nearly five years, marking the end of a pandemic-era pause on repayment of student debt.

The Federal Reserve Bank of New York reported on May 13 that the share of student debt that is 90 or more days past due surged to 8 percent, up from 0.8 percent in the previous quarter.
Tom Ozimek
Tom Ozimek
Reporter
Tom Ozimek is a senior reporter for The Epoch Times. He has a broad background in journalism, deposit insurance, marketing and communications, and adult education.
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